Construction bank submission cash flow forecast
This page targets searches such as “construction bank submission cash flow forecast,” “progress billing bank forecast,” and “construction DSCR forecast.” The goal is to prepare a lender-readable forecast that explains project cash timing.
How do I prepare a construction cash flow forecast for bank submission?
- Separate contract value, progress billing, retention receivable, change orders, and expected collection timing.
- Forecast subcontractor payments, materials, equipment rental, labor, site overhead, and tax payments by month.
- Include project loan drawdowns, repayment, interest, covenant headroom, and DSCR where relevant.
- Use a formula-linked Excel output only after the web forecast has passed timing and balance checks.
What will a lender likely review?
Lenders usually care whether project cash inflows are enough to cover subcontractors, materials, payroll, interest, and scheduled repayment. They may also ask why profit differs from cash when retention and progress billing are material.
How Statement Engine fits
Use the free web forecast to review project cash timing and balance checks. Export Excel when a lender-facing workbook is needed.