Bank submission 3-statement forecast checklist
This page is for searches like “bank submission forecast,” “loan application 3-statement forecast,” and “DSCR forecast for bank.” It is not financing advice; it is a preparation checklist for model hygiene.
How do I prepare a 3-statement forecast for bank submission?
- How sales assumptions become cash collections
- How COGS, payroll, tax, and capex affect cash
- How existing and new debt is repaid
- Whether DSCR and cash balance remain reasonable under the scenario
Model checks before sharing
- Starting balance sheet ties to the trial balance or latest financials.
- Debt draw, repayment, and interest months are explicit.
- Working capital assumptions match actual collection and payment patterns.
- Excel output has a clear date, scenario name, and no unresolved Checks issue.